# Add Funds

Top up your prepaid balance any time at **[panel.flynumber.com/add-funds](https://panel.flynumber.com/add-funds)** — or click the **Add Funds** button in the header chip from anywhere in the panel. Minimum **$1**, maximum **$500** per transaction.

![Add Funds page with the current balance card at top, a Select Amount card with five preset buttons ($5, $10, $25, $50, $100) and a custom amount input bounded $1.00 to $500.00, and a Payment Method card showing a saved Visa ending in 4242 marked Primary method, followed by Credit/Debit Card and PayPal options under 'Or use a different method'](/img/add-funds.png)

## The page at a glance {#at-a-glance}

Three sections, top to bottom:

1. **Current Balance** — what you have right now, before the new top-up
2. **Select Amount** — five preset buttons ($5, $10, $25, $50, $100) or a custom amount
3. **Payment Method** — your saved Primary method at the top, plus **Credit / Debit Card** and **PayPal** options beneath "Or use a different method"

A **Continue** button at the bottom activates once you've picked an amount.

## Picking an amount {#picking-amount}

Tap one of the preset chips for a quick top-up, or type any value between **$1.00** and **$500.00** into the custom-amount field. The currency is always **USD**.

If you need more than $500 in one go, run two top-ups back-to-back — the second one starts from the new balance.

## Paying with a saved method {#saved-method}

If you've saved a card or PayPal vault (from a past purchase or the [Payment Preferences](payment-preferences.md) page), the **Primary method** sits at the top of the Payment Method section. Click the row, then **Continue**.

We charge the saved method **server-side** — no redirect, no new tab. If your bank requires 3-D Secure for the amount, a modal pops up to verify; otherwise the charge completes in a couple of seconds and the balance chip in the header updates immediately.

:::tip Primary vs other saved methods
The **Primary** badge is the first method in your priority-ordered list. If you have multiple saved methods and want to charge a different one, switch from [Payment Preferences](payment-preferences.md) to change the priority order, then come back.
:::

## Paying with a new card {#new-card}

Click **Credit / Debit Card** and we hand off to Stripe's hosted checkout. Enter your card details, complete any 3-D Secure challenge if your bank asks, and you'll return to the panel with the funds credited.

The card is saved to your account on success, so future top-ups (and number renewals, if [Charge saved card on renewal](payment-preferences.md#renewal-charging) is on) can charge it directly without the hosted checkout.

## Paying with PayPal {#paypal}

Click **PayPal**, sign in via PayPal's flow, approve the payment, and return. The PayPal account is added to your saved methods on success — the next time, you'll see it listed alongside your cards.

PayPal works without a PayPal account too: PayPal's flow accepts guest credit-card payments. The result on our side is identical (funds credited, transaction recorded), but the payment method isn't saved if you used the guest path.

## What happens after payment {#after-payment}

- The **header balance chip** updates in real time — no refresh needed
- A new row appears on the **[Transactions](https://panel.flynumber.com/billing/transactions)** page with the payment method, amount, and a downloadable receipt
- The funds are immediately usable for any charge — number purchases or renewals, phone-system fees, SMS, outbound calls

:::note Prepaid can't pay for prepaid
You won't see "Prepaid Balance" as an option on Add Funds — you can't top up the balance using the balance itself. To use prepaid as a payment method, head to the regular checkout (when buying a number or the phone system) where it appears alongside cards and PayPal.
:::

## Where to next {#where-to-next}

- **Manage saved cards or PayPal** — [Payment Preferences](payment-preferences.md)
- **Auto-refill when balance dips** — [Payment Preferences](payment-preferences.md#auto-refill)
- **Review past top-ups** — [Transactions](https://panel.flynumber.com/billing/transactions)
- **See how billing fits together** — [Overview](overview.md)